Investment Plan

If I just inherited 25,000 dollars I'd invest it in stock, a mutual fund, and an IRA! Giving me a variety of risk levels and return levels. Stock being the agreessive investment, mutual fund being the moderate investment and last but not least IRA being the conservative investment. Of course stock has the greatest risk, but my return would also be the highest! Stock also giving me the pride of being able to say I own a share in a certain successful company. Not only will it be my highest return but overall it gives you the most money over a long period of time, so stick with a company and your return will be huge.. well depending on how that company does. I would invest the majority of the money into a mutual fund, because its right in the middle for risk. So not only will I feel safer with my investment, but I'll also get significantly more amount of money. In addition to it being based off of more than one company so now I have shares in multiple companies! By default I'd choose an IRA because I need a stable forsure way of obtaining money for my future, and what better place to save up in than retirement? I'll be able to retire comfortably and I know my money will be there. Not to mention an IRA saves me money on taxes! Everyone has the right to their own opinion; however, if I were you I'd choose to invest in a variety of investment options. My first reason being the more deverse your portfolio is the more money you will make, and it also gives you a back up investment just in case one of the more high risk investment fails. Secondly you don't neccessarily have to split the money evenly to all of your investments you can put more money in one than the other so you know your sercure. This also makes your chances for a greater return higher. Overall invest in more than one type of investment you'll make more profit in the end and be safer.